We’re one of Canada’s fastest growing lenders Assisting customers with their financing needs for almost a decade

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or nearly a decade Canadian Automotive Reality Financial Inc has been providing financing for people with every type of credit in Ontario. Our number one goal is to provide every one of our customers with the highest level of assistance, regardless of their current financial situation.

We offer a range of financing options, assisting people with financing items such as Cars, Motorcycles, ATV’s, Boats, RV’s, and Trailers. With terms as long as 25 years, and no payment options for up to 1 year, on approved credit.

Our dedicated team of credit analysts is here to listen to your needs and provide you with the best possible loan available.

Our goal is to get you the lowest possible rate, regardless of your credit history. We specialize in loans for bankruptcy, divorce, bad credit, re-finance, proposal, repossession, new credit, missed payments, slow credit, and no credit. So whether you have good credit or bad we have the resources and the tools needed to put you back on track.

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  • Thanks to Shannon and Inna from Canadian Automotive Reality for helping out when I did not fit into the mold of the big 5 banks. Not many trust you as a starting small business despite good credit history. Shannon and Inna took the time to get me approved within very short time. Inna was outstanding in coordinating and making sure all details and information got to where they were needed. I will certainly finance through Carfii again and will recommend this amazing customer focused company to friends, family and beyond.

    Achim Mohssen-Beyk
  • I have been dealing with Canadian Automotive Realty Financial Inc.(CARFI) for a few years now and have always had phenomenal service and felt I was in good hands. I recently was contacted by them and advised of the possibility that I was eligible to refinance my loan for a much better rate. After speaking with them and confirming my interest in doing so, I was approved for a significantly lower rate. Not only were they able to have my interest rate lowered significantly, I am now also driving a newer and better vehicle of my choice. All was said and done with ease and little effort on my part. The people at CARFI took care of everything and had me approved and in a new vehicle in no time. Above everything else, I am extremely pleased that they took the time and effort to continue monitoring my matters with them to ensure I had the best rate possible. When noticing that I wasn’t, they took the initiative to advise me of same and ask if I was interested in obtaining a lower rate. Not many companies would actually do this. Most just sell you a vehicle or approve your financing and then leave it at that. They are on the ball and take the time to ensure you are always receiving the best. If you are looking to refinance, or purchase a vehicle etc. I would highly recommend CARFI.

    Nicole Farrugia
  • Last spring I bought my first bike in twenty years through Shannon,they meaning Shannon and his staff were as excited about the sale as I was about the purchase. 2 weeks ago I traded in the 2008 Honda VTX 1300 and purchased a 2007 Kawasaki Vulcan 2000.Shannon and his staff once again showed me nothing but professionalism, they are a real class act. Thanks again to Shannon and his staff.

    Doug Dunec
  • Great service that led to a smooth purchase. Thanks for your professionalism and look forward to using your services again in the future.

    Wayde Simpson
  • Canadian Automative is probably the best finance company out there. I was always skeptic about financing companies but Josie and her team made me realized that there’s actually people out there that cares about their customers. I have a bad credit and I always wanted to own a car. I’ve been working on my credit and trying to improve my credit rating and so far this is the only company that cared enough and gave me a chance to own a car. Every single day they call me to make sure that everything is okay and update me with the status of my application. Before I picked up my car Marina called me to let her know if everything went well and call her as soon as I have the vehicle. No other companies do that. They usually they just leave you after but they didn’t. It shows how much dedication the company have with their clients. Overall, Canadian Automotive gives you the best customer service out there.

    Denis Edel
  • I would highly recommend financing a car thru Canadian Automotive. I would like to thank Marina for all help that she provided me with financing my new car. Great service!!

    Susan Yacoub
  • We are automotive dealers and have dealt with many lenders in the past and Carfii team's level of professionalism is second to none in the industry. Jeff who we initially dealt with is personable, courteous and understanding to our and similarly our client's needs. When we have clients looking for auto loans we do not even think twice about sending them to other lending firms. THANKS TO EVERYONE, KEEP UP THE GREAT WORK.

    AUESTA AUTO
  • Carfii is a very professional company. they helped me to get the car I was looking for and I am really thankful to them. Especially Dimitri & Samantha took good care of me in answering all my questions and a very good follow up too.

    Emad Minhas
  • This company is very professional!! Everyone that I have dealt with was very thorough and courteous. They maintain a good rapport with their clients especially with the follow up call that they do. I received nothing but excellent customer service and they do what ever they can to satisfy their clients. Job Well Done Carfii! Thank You

    Natasha J
  • Working with Mark was great he went over all the paperwork quickly and thoroughly and answered any questions we had. He went over everything twice. We would definitely deal with him again.  

    David Klassen