We offer multiple programs, from conventional prime programs to subprime programs exclusive to us. All our loans are completely open and can be paid out at any time without any additional interest or penalty.
For most of our clients with average to above average credit, we offer a prime rate program that is flexible to their needs and wants. Terms of up to 25 years, determined on the amount to finance. Without a year restriction.
On our Non-Prime program, we can offer terms up to 10 years, with competitive rates. We still do not have any year restriction on this program. This program is built to assist our customers that have less than perfect credit and is a steppingstone to getting them back into our prime rate programs.
We currently offer a Deferral Program on our Recreational Financing for up to 1 year. Most Deferral Programs are only available to Prime customers, but we have made them available to most of our non-Prime customers as well for a shorter deferral.