We’re one of Canada’s fastest growing lenders Assisting customers with their financing needs for almost a decade


or nearly 15 years Canadian Automotive Reality Financial Inc has been providing financing for people with every type of credit in Ontario. Our number one goal is to provide every one of our customers with the highest level of assistance, regardless of their current financial situation.

We offer a range of financing options, assisting people with financing items such as Cars, Motorcycles, ATV’s, Boats, RV’s, and Trailers. With terms as long as 25 years, and no payment options for up to 1 year, on approved credit.

Our dedicated team of credit analysts is here to listen to your needs and provide you with the best possible loan available.

Our goal is to get you the lowest possible rate, regardless of your credit history. We specialize in loans for bankruptcy, divorce, bad credit, re-finance, proposal, repossession, new credit, missed payments, slow credit, and no credit. So whether you have good credit or bad we have the resources and the tools needed to put you back on track.

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  • Thanks to Shannon and Inna from Canadian Automotive Reality for helping out when I did not fit into the mold of the big 5 banks. Not many trust you as a starting small business despite good credit history. Shannon and Inna took the time to get me approved within very short time. Inna was outstanding in coordinating and making sure all details and information got to where they were needed. I will certainly finance through Carfii again and will recommend this amazing customer focused company to friends, family and beyond.

    Achim Mohssen-Beyk
  • What else can I say, but thank-you. All the best to Anna and the rest of the team. Sincerely,

    Wawa Ontario
  • I would like to take this opportunity to tell you about my experience in dealing with Samantha yesterday afternoon. Samantha has an amazing ability in dealing with customers. She is friendly, professional and knowledgeable. It was truly a pleasure to speak with her today. I hope you recognize what an asset you have with her in your employ. Samantha ensured that she followed through immediately with the promise of a reminder email of all documentation that was needed in order to proceed with our meeting tomorrow morning. To be honest, I was having a rough day and she managed to turn it around just with her bubbly personality and kindness. If ever there was an opportunity to recommend your company to someone else, it is because of her actions today that I would recommend carfii.

    Donna Poser
  • This company is very professional!! Everyone that I have dealt with was very thorough and courteous. They maintain a good rapport with their clients especially with the follow up call that they do. I received nothing but excellent customer service and they do what ever they can to satisfy their clients. Job Well Done Carfii! Thank You

    Natasha J
  • Carfii is a very professional company. they helped me to get the car I was looking for and I am really thankful to them. Especially Dimitri & Samantha took good care of me in answering all my questions and a very good follow up too.

    Emad Minhas
  • We are automotive dealers and have dealt with many lenders in the past and Carfii team's level of professionalism is second to none in the industry. Jeff who we initially dealt with is personable, courteous and understanding to our and similarly our client's needs. When we have clients looking for auto loans we do not even think twice about sending them to other lending firms. THANKS TO EVERYONE, KEEP UP THE GREAT WORK.

  • I would highly recommend financing a car thru Canadian Automotive. I would like to thank Marina for all help that she provided me with financing my new car. Great service!!

    Susan Yacoub
  • Canadian Automative is probably the best finance company out there. I was always skeptic about financing companies but Josie and her team made me realized that there’s actually people out there that cares about their customers. I have a bad credit and I always wanted to own a car. I’ve been working on my credit and trying to improve my credit rating and so far this is the only company that cared enough and gave me a chance to own a car. Every single day they call me to make sure that everything is okay and update me with the status of my application. Before I picked up my car Marina called me to let her know if everything went well and call her as soon as I have the vehicle. No other companies do that. They usually they just leave you after but they didn’t. It shows how much dedication the company have with their clients. Overall, Canadian Automotive gives you the best customer service out there.

    Denis Edel
  • Great service that led to a smooth purchase. Thanks for your professionalism and look forward to using your services again in the future.

    Wayde Simpson
  • Last spring I bought my first bike in twenty years through Shannon,they meaning Shannon and his staff were as excited about the sale as I was about the purchase. 2 weeks ago I traded in the 2008 Honda VTX 1300 and purchased a 2007 Kawasaki Vulcan 2000.Shannon and his staff once again showed me nothing but professionalism, they are a real class act. Thanks again to Shannon and his staff.

    Doug Dunec