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We at Canadian Automotive Reality Financial Inc. have been assisting people with their automotive finance needs since 2005.

We have a firm belief that every customer deserves to be treated equally, no matter what their credit situation is.

Credit Report Analysis

We want to ensure your application is handled correctly. One of our professional credit analysts’ will review both your Equifax and TransUnion credit file prior to sending it to any one of our private or major lenders. Due to our great relationship with our lenders, we are able to offer our clients exclusive programs only available through us.

Having an Open Dialog

After reviewing your credit file, we ask all of our applicants to sit down with one of our Business Managers to review all of their credit options. If there are any questions on our credit programs or financing options, this is the time to review it. We take as much time as is needed to make sure that our customers understand and know every option they have available to them. We have a number of programs that will assist people with any type of credit.

Credit Building Programs

We understand that a credit bureau does not define a person. Some good people have gotten into bad situations where it has affected their credit. Our Business Managers will sit down and make a plan for our applicants that will assist them in re-establishing their credit through our programs.

Older Units

One of the difficulties of getting a car loan has been for older units. We have programs that can finance vehicles of any year, for up to 25 years. This program is another program that is exclusive to us.

Where to Start

The first step to start the car buying process is with you. If you are looking for a prime automotive loan, classic car loan, or need help establishing credit, we are happy to assist you. All you have to do is complete an online application and we will take care of the rest.